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Business Insurance Services
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The hospitality industry presents many liability issues which must be carefully considered when putting together a hospitality insurance program. From hazards relating to recreational activites to issues arising from food and liquor, each hospitality industry has unique traits that must be examined. It takes an experienced broker to assess all risks and find the most cost effective ways to cover them. The professionals at CJ Campbell Insurance have the experience to customize a hospitality insurance program for your business. Once you are a CJ Campbell Insurance client you will receive constant and thorough review of your coverage and premium. Our people are your greatest resource.
Hospitality Insurance Sector Areas of Coverage
- restaurants
- hotels / motels
- sports bars
- convention centres
- bed and breakfasts
- more examples of businesses that should consider Hospitality Insurance are listed below.
Hospitality Insurance Coverage Recommendations:
- commercial general liability
- injury to third parties
- damage to third party property
- damage or injury caused by completed operations
- can be extended to cover rip and tear in order to repair faulty workmanship
- non-owned auto liability
- tenants legal liability
- umbrella liability
- pollution liability
- professional liability
- office contents
- equipment
- builders risk
- accounts receivable
- contractor's equipment
- tools
- installation floater
- crime coverage
- profits
- gross earnings
- extra expense
slip and falls are the some of most frequent liability claim in the hospitality industry
In a liquor liability program, the premium is based on the amount of alcohol sales and the percentage of food sold with alcohol.
Bar and grills
Bed and Breakfast Operations
Casinos
Catering Services
Coffee and Tea Shops
Comedy clubs
Conference centres
Country Inns
Delicatessen
Drive-thru Restaurants
Event organizers
Family Style Restaurants
Golf courses including country clubs
Hotels
Ice cream parlors
Inns
Motels
Nightclubs
Pubs
Resorts
Sandwich shops
Sports bars
Sushi
Take Out Meal Service
Tour companies
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